Pensions are complex financial products, as if intentionally designed to be so complex that we just hand over our money to pension funds and don’t ask what next. It used to be the case before the financial meltdown that many people had no idea what was going on with their pension money. Not the case anymore, as sadly so many lost their life savings, and pension fund managers’ reckless investment choices and abundant reward schemes came into a limelight. Continue reading
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